How To Become Rich Overnight: Mega Guide

Disclosure: This post may contain affiliate links. If you click on a link I may make a small commission at no extra cost to you. You can read the full disclosure here.

Last Updated on December 24, 2022 by Chris Panteli

How To Become Rich Overnight

No doubt you’ve heard the expression, money can’t buy happiness. How true do you think that is?

Personally, I think money solves most problems, and you will be much happier with it rather than without it!

One of the big questions we ask ourselves is how to become rich overnight.

Is it even possible to get rich overnight?

Short answer: getting rich overnight is almost impossible. What’s not impossible is getting rich. If getting rich or at least achieving financial independence is one of your goals (and why wouldn’t it be?), Here’s how.

How To Become Rich Overnight

How To Become Rich Overnight

Getting rich overnight is extremely unlikely. Experts online offering to show you how to get rich quickly is simply untrue. If it were that easy, they would be doing it themselves! They wouldn’t be selling courses (really a get-rich-quick scheme) for a few hundred dollars to hopeful people.

If you want to get rich, you need a plan, patience, and time.

Anything can be achieved if you have the right strategy. That includes getting rich!

Recommended: 5 Finance Experts Bust The Biggest Savings Myths

Can I Really Get Rich Overnight

The chances of getting rich overnight are incredibly low. However, waking up to learn you are now rich is not totally impossible.

For a moment, let’s make our dreams come true and consider some genuine ways you could become an overnight millionaire.

Winning The Lottery

One thing you’ve probably dreamt of is winning the lottery. Can you imagine waking up, checking your numbers, and discovering you’re a winner?

With millions in the bank, you could build your dream home, take a trip to space, or buy your own island! What would you do first?

Sadly, the chances of a lottery win are about 1 in 292 million. If you are banking on getting rich by buying lottery tickets or heading to Las Vegas in the hopes of coming home a wealthy person, you’ll probably be disappointed!


If you’re lucky, you might have a long-lost relative that leaves their fortune to you. Maybe your aunt is a secret millionaire, and you inherit a small fortune.

Getting rich thanks to inheritance is possible. Don’t get your hopes up, though, as the average inheritance in the US is $46,200

Most people aren’t getting rich overnight from an inheritance.


There’s always a tiny chance that lady luck smiles on you and you receive a financial windfall.

A court settlement could be made in your favor to the tune of millions of dollars. To get a settlement like this means you’ve suffered first. An injury or severe illness caused by a company is one way of receiving millions from a court settlement. It may also take years of court hearings.

You could make a lucky investment that earns you millions. Early adopters of Bitcoin ended up making millions from a minimal investment. $100 of Bitcoin in 2010 was worth an incredible $48 million in 2021.

NFTs, crypto, and start-up investment can all lead to overnight riches. One word of caution here, don’t sink money into these investments that you can’t afford to lose. Only a small number of people end up millionaires from these types of investments. Always remember that if it were a sure thing, we’d all be doing it!

Finding a rare item is another great way to get a windfall. Check if you have childhood toys in good condition. Vintage toys can be worth significant amounts of money! 

1st edition books, comics, and memorabilia can also be extremely valuable. People collect all kinds of things. If you have a rare item in good condition, then it could be a goldmine.

Do I Need Money To Get Rich

Do I Need Money To Get Rich

You’ve probably heard the expression that it takes money to make money. 

When it comes to getting rich, that phrase is certainly true. The more you have to start with, the faster you can get rich.

If you have no money at all right now, don’t worry. You can get rich. It will just take you longer!

Building generational wealth doesn’t happen overnight. One of the best ways to start building wealth fast is to create a plan that suits you and your circumstances. Then you need to start working towards your goals to achieve financial freedom.

Which Jobs Can Help You Get Rich

Your journey to becoming rich will be faster if you work in a high-paying career. The more money you earn, the more you can put towards building wealth.

Depending on your circumstances, it may not be too late to switch careers. Not all careers need years of college. Many different trades have high earning potential and only require a year or two of a trade school.

According to the U.S. Bureau of Labor Statistics, the highest-paid jobs ($150,000 or more per year) in the US on average are:

  • Entertainers, performers, and athletes
  • Psychiatrists
  • Physicians
  • Anesthesiologists
  • Obstetricians and gynecologists
  • Surgeons
  • Airline pilots
  • Chief executives
  • Nurse anesthetists
  • Dentists
  • Physicists
  • Computer and information system managers
  • Architectural and engineering managers
  • Judges and magistrates

Although a high-paid career doesn’t guarantee you will get rich, that extra income gives you a fantastic platform to build on.

Other Ways To Get Rich

To get rich, you need to do more than just save money or work a high-paid job. Using your time and money to work on one or more of these ideas will get you to your target.


Investing - How to become rich overnight

Investing in the stock market is one of the most reliable ways to build wealth. 

Building a sizable investment portfolio takes time and won’t get you rich overnight. Yet, thanks to compound interest, investing and saving even small amounts of money can help you get rich.

The key is to invest what you can afford and be patient consistently. Platforms like Acorns make investing easy. That’s great if you’re a beginner and need help!

Acorns Later Retirement

An easy, automated way to save for retirement. You can put your extra cash to work for as little as $5 at a time – straight into an IRA and portfolio that’s right for you

How To Become Rich Overnight: Mega Guide

What should you invest in? There are lots of possibilities, such as:

Diversifying your investments is one of the best ways to build a strong investment portfolio. Not only could it mean bigger returns, but if one investment performs poorly, the others can balance the losses.

Start A Side Hustle

Starting a side hustle can help you get rich. If you’re willing to sacrifice your time now, then you can reap the rewards later.

Some side hustles don’t pay much, but the extra money can be used to build up savings and investments. Or, that money can be used to start other more profitable side hustles. 

Answering surveys, web testing, and playing games pay consistently but won’t get you rich.

Does that mean you can’t get rich from side hustles?

No! There are plenty of side hustles that comfortably pay six figures a year. Some pay millions!

Potential high-paying side hustles include:

These side hustles can all be extremely lucrative and help you get rich. For example, top YouTuber Mr. Beast (Jimmy Donaldson) earned a colossal $54 million in 2021.

Real Estate

Real Estate

Real estate is a great way to build wealth and generally provides consistent returns. Self-made millionaires often have extensive property portfolios.

Buying and renting properties is one way to make money in real estate. You can make money from rental income, and you own an asset that usually goes up in value.

Although being a landlord could be stressful, as your property empire grows, you could hire someone or pay an agency to manage the rentals for you. It will mean less profit but reduced stress and much more free time.

Another option is to invest in a Real Estate Investment Trust (REIT). Investing in a REIT means you own stock in properties across the US. 

Land or property flipping is a real estate option that’s also worth looking into. It’s a simple way to make money. You buy a piece of land or a property cheaply, then sell it for a profit. 


Create a real estate portfolio that’s built to last!

✅ Institutional-quality real estate
✅ Low-cost, diversified portfolio
✅ Flexible investment minimums
✅ No complicated paperwork


Finally, using a platform like Fundrise is an extremely passive way to gain access to a low-cost, diversified portfolio and invest in institutional-quality real estate.


Blogging won’t help you get rich overnight. However, blogging can help you get rich in the long term.

Successful bloggers earn millions of dollars every year.

To be a top blogger, you need patience. That’s because it can take months or even years to start making a profit.

Starting a blog is super easy. Choose a niche that interests you and that you can create quality content for on a consistent basis.

Start Your Own Blog

It’s a great way to make money online and to win back your financial freedom. It’s not easy, but then again, nothing good in life is! If you put in the work it can be extremely rewarding. So make sure you start your blog the right way, self-hosted, and on Siteground!

How To Become Rich Overnight: Mega Guide

Next, decide where to host your blog and get writing!

These days creating a blog doesn’t require any coding knowledge. Most platforms offer all the tools and templates you need to create a stunning blog.

All you need to focus on is creating amazing content and keeping the site up to date.

Once your blog starts getting traffic, it’s time to start making money! Blogs can be monetized in lots of ways. The most popular are:

  • Ads
  • Affiliate links
  • Selling physical or digital products
  • Sponsored posts
  • Offering members only content

Anyone can start a blog with minimal investment. That makes it an attractive option for anyone looking to build a passive income.

If you’re lucky, from humble beginnings, your blog could grow to be worth millions.

Build A Business

Build A Business

Small businesses can easily grow into multi-million dollar empires. Even if you stay small, the right business could earn you six figures a year.

That income will help you on the way to getting rich.

Starting your own business will require some initial outlay. The good news is that as little as $1000 can be enough to get a business up and running.

Here are a few small business ideas to consider:

Working for yourself comes with more benefits than just money. You can set your own schedule, keep all the profits, and live life how you want to!

What if you don’t have the personal capital to start a business?

To get rich means sometimes, you have to take a risk. If you have a great business idea, then saving money to get it started is one option.

Alternatively, you could use a credit card or business loan to get started. Be careful when borrowing money. 

Axos Basic Business Checking – $100 Bonus

Zero monthly maintenance fees, and minimum monthly balance requirements. The first 50 checks are FREE and you get unlimited domestic ATM fee reimbursements. Only $1,000 minimum opening deposit!

How To Become Rich Overnight: Mega Guide

The best credit cards may have low-interest rates, but if things go wrong, you could be left with credit card debt. That could lead to bad credit, which will affect your ability to lend in the future. Do your due diligence before lending any money to make sure the risk is minimal.

Go Viral And Cash In

Getting your 15 minutes of fame could lead to a unique earning opportunity.

Sudden popularity allows you to earn in a variety of ways. Increased blog traffic, book sales, or a boost in YouTube views are a few of the many ways you can cash in.

How exactly do you go viral?

Sometimes it’s accidental, like Tay Zonday. If you’re in the right place at the right time, then why not make the most of that?

You can also go viral on purpose. A tweet, a YouTube video, or a blog post that gains popularity happens all the time.

Whatever you do to go viral, make sure you cash in. 

How To Think Like A Rich Person

How To Think Like A Rich Person

Rich people tend to have habits that not only help them get rich but stay rich.

Here are some suggestions to help you achieve financial success.


Belief in yourself goes a long way to achieving your goals. Rich people often have a mindset that strengthens their belief they will get rich. 

Personal finance expert Dave Ramsey wrote in his book The Total Money Makeover:

“Winning at money is 80% behavior and 20% head knowledge. What to do isn’t the problem; doing it is. Most of us know what to do, but we just don’t do it. If I can control the guy in the mirror, I can be skinny and rich.”

Dave Ramsey

This sums up nicely what you must do to be successful. You need to get in the mindset that you can do that and stick to your plan!

Putting The Hours In

To get rich and stay rich will require lots of hard work. Especially when starting out.

Although some mega-rich people were lucky enough to get started thanks to family money, presumably, anyone reading this isn’t from a rich family!

That means you need to be prepared to work long hours at first. The good news is that once you’re rich, you can use that money to pay others to do the hard work for you.

Invest In Yourself

Constantly learning new things is a key way rich people stay ahead of everyone else.

New business ideas, investment opportunities, and challenges all become possible by investing in yourself.

Money Knowledge

To become truly wealthy, you need a good understanding of everything relating to money.

If you aspire to be a millionaire, you must learn all you can about saving, investing, and debt.

Tips To Get Rich

I’ve given you ideas of what you can do to make money. Apart from that, here are some further tips that cost nothing but will help you get rich.

Spend Less Than You Earn

It may seem obvious, but the less you spend, the more money you will have.

To get rich, try taking this to the next level. Start living below your means. Buy cheaper brands, go on smaller vacations, and eat out less.


By living below your means, you will have more money to spare each month. That money can be used to grow wealth faster. Add it to savings and investments, or use it towards a business.

Recommended: Best Guns To Collect For Investment

Be Efficient

Wasting time, money, and energy won’t help you get rich.

Everyone needs downtime, but spending 12 hours a day watching TV or mindlessly scrolling on social media is a big waste.

Make sure your schedule is balanced, and when it’s time for work, you put the distractions away.

Don’t Try To Keep Up With The Joneses

When the money starts rolling in, you may be tempted to spend, spend, spend. There is nothing wrong with buying yourself something with your hard-earned cash, but if you want to get rich, you need to learn self-control.

Make sure to use most of your money to build wealth or reinvest in your business.

Keep An Eye Open For Growth

Rich people often earn their money from multiple revenue streams. That means spotting opportunities when you see them.

It could mean developing your own business in a new way. Alternatively, a new idea may present itself that can start a new revenue stream for you.


Can I get rich overnight?

Getting rich overnight is pretty much impossible. You might win the lottery or inherit millions from a distant relative, but getting sudden wealth is unlikely.

Instead, concentrate on building wealth through a combination of investments, good career choices, and a side hustle.

I have no money; can I get rich?

You don’t need money to get rich. Granted, it’s much easier to get rich if you have a head start thanks to being born to rich parents, but you can still get rich no matter what.

To get rich from nothing, you will need to work hard, develop a rich person mindset, and spend as little as possible. Even if you’re living on social security, it’s still possible to get rich. You just need to create a plan to reach the financial goal you are aiming for.

Do I need a degree to get rich?

Education doesn’t guarantee that anyone will get rich. Of course, studying for a career that has high pay will help you get rich. However, you don’t need a degree or any education to be successful.

You do need to be willing to work hard and learn. If you can do that, then you could make lots of money starting your own business, investing, and from a side hustle. Not having student loans to pay back certainly helps you get rich fast!

I want to work from home, can I still get rich?

Yes! You can get rich entirely from home, thanks to modern technology. Working from home means you can be comfy and set your own schedule. Don’t let being at home distract you from working hard, though!

Businesses you can do from home include dropshipping, freelancing, blogging, streaming, and YouTube.

How long will it take to get rich?

How long it takes to get rich depends on two things – your income and expenses. The more you earn, and the less you spend, the quicker you will get rich! Another factor to consider is how much money you need to consider yourself rich.

Let’s say your goal is to hit a net worth of $1 million. Net worth includes all your assets, cash, and investments. Hitting that goal within 5 years isn’t unrealistic if you can earn six figures a year. Earning $100,000 for 5 years is $500,000 before income tax. If you invest and buy a property with that money and spend as little as possible on living expenses, you could see your net worth soar above $1 million.

How To Become Rich Overnight

About The Author


You can win up to 
$83 every win; in 2 minutes!

Win cash totally free or deposit $5 for cash tournaments to multiply your winnings
Cash tournaments not available in  AZ, AR, IA, LA, DE, SC
BINGO CASH: Get Up to $83 Per Win In Minutes 
Scroll to Top