17 Ways To Get $20 Now!

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Last Updated on November 26, 2022 by Chris Panteli

Get $20 Now

Sometimes you just need to know how to get 20 dollars now.

Making money online isn’t as hard as you may think. And in fact, there are many places where you can make a quick 20 bucks just by giving up a small amount of your time. Every option available on this list is vetted and only suggested as a legitimate way you can actually make money.

How to make 20 dollars fast

If you need to make 20 dollars fast then the easiest way is to utilize survey sites such as Survey Junkie and Swagbucks. The more surveys you are able to complete in the shortest amount of time – the faster you can bank points and redeem them for gift cards – which you can then easily convert into cash.

Unfortunately, I don’t think you’ll be able to quit your day job. But making a quick and easy extra $20 for simply downloading an app, answering some survey questions, or shopping as you normally would seem worth the effort to me.

How Can You Get $20 Now?

How many times have you asked yourself “how can I get $20 right now?” If you’re anything like me, it used to be an almost daily question. And while I got really good at learning how to save money when I earned it, it always felt like I wasn’t pulling in enough money fast enough. It’s no fun to always feel like you’re sinking in quicksand, right? 

Once I learned how easy it was to earn 20 dollars online, literally my world was turned upside down. Being able to make quick money online is pretty much everyone’s dream and I’m going to give you simple tips on how to make money fast. You’ll never have to stop and question yourself about “how can I make 20 bucks right now” because I’m going to give you all the tips you’ll need to succeed. 

If you’re ready to learn how to make 20 right now, you’re in the right place to get started.

With a little bit of effort, you’ll have no trouble getting paid and having more money in your account. Free money is always a good thing! 

Sometimes There Is Such A Thing As Free Money

Speaking of free money, it’s really a real thing. You can literally get free PayPal money instantly just by doing a few simple steps. If I’ve caught your attention and you’re wondering how to get free PayPal money, keep reading to get all the details. 

There are so many great money-making apps and paid survey sites that you can gather up quite a good little nest egg of money. If you need the money and don’t mind getting paid via PayPal or even in gift cards, you’re about to be a very happy camper. 

17 Ways To Get $20 Now

Wondering how to make money right now? Here are 17 easy ways that you can get cash quickly. Some payout faster than others, but all are legit and are a great way to line your pockets with a few extra spending dollars every month. Take the time to check them out because they’re worth the effort. 

1. Survey Junkie


If you have opinions, why not get paid for them? All you have to do is answer online surveys to earn points that you can then cash out or transfer over to a gift card balance. It’s literally as simple as that.

Survey Junkie is a company that has been around for many years and they’re a legit site that actually pays per survey. Just be aware that you might not qualify for all the surveys that they offer because some do have certain criteria needed to be able to answer. 

2. InboxDollars


Get paid to answer emails, take surveys, or play online games. Yes, you read that right. You can fulfill your lifelong dream and channel your inner child by sitting at home and playing games AND getting paid to do so. This is one survey site that offers a few other gig economy jobs as well. They aren’t consistent or constant all the time but there is always a variety to choose from. 

Start making money with InboxDollars now.

Recommended: InboxDollars Review: Ultimate Guide

3. Swagbucks


Swagbucks is great because you’re getting rewarded for literally shopping online and just doing your own thing. The payout to people for this site is in gift cards and cash so you have options on how you can spend your extra money. 

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17 Ways To Get $20 Now!

Some people tend to frown when it comes to receiving gift cards, but I think that they’re actually really great. And don’t worry, gift cards are just one piece of the puzzle. You can earn points and “cash” them out for cash as well.

The reason that many people actually prefer gift cards over cash is that they’re quicker and easier to turn around and use online. 

4. MyPoints


MyPoints is another great resource that can have you earning points for money or gift cards fast. The more videos that you watch or the more surveys that you take, the more points that you’re going to accrue.

It’s up to you to decide if you want to cash it out for a gift card to be used at over 75 different retailers or let the points accumulate for a bigger payout when you’re really needing the cash.

The great thing about MyPoints is that there are so many ways to earn. There are even rewards for searching online and playing games, too. Having fun and getting paid for it sounds like a pretty sweet gig. 

Recommended: MyPoints Review: Definitive Guide

5. LifePoints


LifePoints isn’t new to the making money online world but it operates a bit differently than the other ones. LifePoints offers points for taking surveys and offering opinions rather than just searching online or tasks like that. 

Collecting points is an easy way to accumulate them fast for simple tasks and answering a few questions and after you gather so many points, they can then be cashed out to use at merchants or other retailers. 

6. Rakuten


The popularity of Rakuten has been growing over the years, and for good reason! If you’re someone that likes to shop online, you’re leaving money on the table if you’re not using Rakuten. 

The great news about this online platform is that you literally don’t have to do anything extra to start making money. Just create an account, log in, and go through their site to shop online the next time that you’re going to be making any purchases.

You’ll earn a percentage back for every purchase that you make, deposited right into your Rakuten account. You’ll be amazed at how quickly this can easily add up. And if you shop online a lot, it’s going to add up really, really fast!

There are monetary thresholds that you’ll need to meet to be able to cash it out but for clicking a button and buying items through Rakuten that you were already going to purchase anyway, it’s a pretty simple way to buy and earn money fast. 

7. Paribus


Think of Paribus as an online savings detective. It monitors the stores that you frequently shop at and finds ways to save money on purchases that you’ve already made.

Think of it this way…how many times have you gone to a store, purchased something, and then a few days later saw that it was online for 50% off? We’ve all had this happen and it’s incredibly frustrating! 

Instead of stewing in your spilled milk, let Paribus take over and do the dirty work for you. All you have to do is sign up for Paribus, connect them to your inbox, and have them monitor for any sales. You can then sit back and let Paribus do all the work. They’ll even start the initial contact for the retailer for you!

This service works well for price drops, late deliveries, and more. It’s a fast and effective way to make certain that you’re putting every hard-earned dollar back into your pocket so you can use it for something else. 

8. Ibotta


Ibotta is another incredibly easy way to earn 20 dollars fast. Creating an account and shopping through their link will have you earning a percentage of everything that you buy.

You can also earn money for referring others to their platform as well so why not share the wealth? For each person that you refer that signs up using your referral code, you’ll get an instant referral bonus added to your account.

There are also other ways that you can earn more PayPal money such as completing so many transactions within a certain timeframe, etc. When it comes down to it, you’ll be able to really rack up some extra cash easily with Ibotta


9. TopCashBack


With over 15 million people using TopCashBack and counting, you can rest easy knowing that you’re joining a group of like-minded people who also like to save money. In fact, they state that members earn an average of $354 per year. I don’t know about you, but that’s a pretty good chunk of change for just logging in and buying items that I’d normally be buying anyway.

The options for getting your money are great as well. You can have it in gift cards, cash to your account, or via PayPal which are three great options that offer a lot of flexibility to choose from.

10. Honey 


The great thing about using Honey is that they have a Chrome extension that you can load right into your computer. Not only is Honey known for helping you find the cheapest possible price for the item that you’re searching for but then if you purchase that item through their suggested link, you get a percentage back as well. 

Earning money AND saving money at the same time? Yes, please! If this is a dream please don’t wake me up. I love that Honey makes it so super simple for me to do minimal work. Not having to spend hours googling around and looking at the price at every store is seriously worth its weight in gold. 

Downloading the extension onto your computer and web browser takes it to a whole other level of ease. With the click of a button, you’ll know exactly what other merchants have your product listed at so you can be certain that you’re getting it for the best price. 

Related: How to Save Loads Of Money With Honey

11. Zippy Loan


While this is technically a loan that you’ll be paying back, Zippy Loan does offer a way to get money in your pocket quickly. As their name states, they’re “zippy” in the services that they provide.

Be certain to read all the fine details and information when you’re thinking about applying for a personal loan. There are times when it can be a great move to get that extra cash, but you do need to educate yourself on how long the loan is for and what the payback criteria are.

High-interest rates are often something that accompanies personal quick loans so make certain that you understand how much extra you’re going to have to pay back from whatever amount you decide to borrow.

However, if you need money fast and require a larger amount than you can make by doing odds and ends, Zippy Loans can be a great way to acquire that money so you can use it immediately for anything that you need to. 

12. MistPlay


Are you a gamer? Do you love the thought of sitting on your couch and actually earning legit rewards for playing games? If this is right up your alley, you need to turn your focus to MistPlay and see how you can make it work for you. 

The way that this program basically works is that you’ll have choices for games that you want to play, and for every game that you play, you’ll be able to accumulate points.

While the end result doesn’t give you cash directly, it does give you gift card options which are still free money to spend as you want! 

Recommended: 17 Awesome Apps Like Mistplay

Recommended: Mistplay Review: Worth It?

13. TrueBill


TrueBill is one of those online services that we could all really use. Because let’s face it…there are probably multiple ways that we’re throwing away money without even realizing it.

How many times have you signed up for a subscription for a “freebie” trial and forgot to cancel it once the trial is over? Or maybe you have a renewal for a membership coming up, but you aren’t even certain what you’re paying for.

This is where TrueBill shines. Once you give them access to your accounts, they’ll be able to scan and see where you’re losing money. And guess what? When you’re losing money, you’re not saving money. 

One of the easiest ways to “save” money is to stop spending money on things that you’re not even knowing that you’re spending money on. Confusing, right?

Believe it or not, millions of people spend money every single day and aren’t even realizing it because they’re signed up to a subscription and it just automatically charges their credit card or pulls out a small amount each month that they don’t even realize. 

Even $1 or $2 per month will add up over a year! TrueBill will find those fees that you’re paying and alert you so that you’re aware. You can then decide to keep that subscription or cancel it, which can result in instant money in your pocket. 

14. Trim


Are you ready to “trim” your bills and expenses? People who use Trim save an average of $645 per year. That’s no chump change at all! If you’re ready to save money and trim away some of that fat, it’s time to look further into the use of Trim. (They even offer a free 14-day trial to see if you like it!) 

The way that Trim works is that they’ll take a look at your spending habits and peel back the layers to see how they can save you money fast. They’ll look at your membership, subscriptions, and even take charge in helping to negotiate to get you better rates and prices.

Think of them as your own personal assistant on the hunt to save you big bucks. 

And that’s a sure-fire way to get $20 fast!

15. Bill Shark


You’re probably well aware of the fact that time is money, right? And every second of the day that you’re worried about your bills and spending money is your time and effort being spent as well.

Why waste that time and energy and devalue your own time? Bill Shark was created to go after those savings and negotiate the headaches for you. And there’s a reason that so many people use them – it’s because they work! 

You don’t have to settle for the amount of money that you’re paying monthly for your bills. Bill Shark can take a look at your monthly payments and find a way to get them lowered for you – AND do that negotiating as well.

What do you have to lose? Best case scenario you’ll have money back in your pocket each and every month and worst case scenario you’ll have an extra set of hours combing through your spending habits to double-check that you don’t have anything falling through the cracks. 

Sounds like a win-win situation to me. 

16. Prolific


While many online companies used to use focus groups to gauge thoughts and opinions, the trend for this type of behavior has changed. Now, individual online surveys seem to yield the best and most accurate advice. 

Prolific skips the whole “point” system for earning rewards and realizes that cash truly is king (or queen!) in the world. Your opinion and thoughts matter and Prolific is ready to pay for them. 

The length and pay of surveys will vary so that is something to be aware of when signing up for this platform. Some take minutes while others might be longer and even have multiple steps or parts to them.

The other important piece of information to know about Prolific is that the surveys are being used by schools, companies, and top universities to formulate plans and make changes. This really is a chance to have your voice and opinion heard AND get paid for it as well. 

17. Sweatcoin


Love the idea of staying fit and saving money? Who doesn’t? Sweatcoin has a pretty sweet gig that just might be up your alley. All you have to do is download the app and start tracking your steps. For every 1000 steps you log, you’ll earn a coin.

That coin can then be saved up to “cash-out” for a gift card to use for online purchases. This isn’t going to be a way to get rich fast, but it is a way that you can exercise and take a stroll around the block while you’re also earning rewards as well. 

Using your phone and the connected app is a super simple way to see where you stand at any point in time to see what your current step counter is as well as your coin balance as well. 

Now that we’ve gone over 17 ways to earn money fast, you hopefully have a visual on how you can make it work for you. Not all of these options are going to be what you’re looking for but they’re all a great way to get motivated to find out how to cut your excessive spending and trim some of the fat. 

And if you do decide that you can easily earn 20 bucks in a day, there’s really no reason to delay in starting any of these programs. There are some people that do multiple of these options at the same time to get as much cashback or gift cards as possible. 

Related: How much can I earn with Sweatcoin?

How To Stay Safe Online When Making Money

Just as it’s so simple and easy to earn money online, there has to be a bit of “street smarts” about this as well. Never forget the fact that there are people out there who are trying to earn money fast by actually scamming you out of money. Crazy, right? People working harder to cheat people out of money than by actually earning money or getting a job…it’s a “thing” and it’s very, very real. 

There are several ways that you can stay safe when it comes to making money online. 

Make certain that you always verify something first. Never take anyone’s word for it and never ever pay money to someone upfront to start earning money later. If a company or person asks you for a down payment or a fee, put on your running shoes and hit the road. 

There are too many legit online companies out there that will never ask you to pay a penny of your own money.

Another major piece of information to remember is that you should never give out your credit card information or your PayPal account information to anyone. If you’re dealing with a person who is asking for any of this information, this is a red flag and you need to step away from the entire process.

No matter what anyone tells you, they can deposit PayPal money into your account with just your email address, nothing more. Don’t fall for tricks and scams where they make you pay money or tell you that they need access to your accounts for a “direct deposit”. These are almost always scammers who are going to try and take you for every penny that you’re worth.  

Side Hustle For More Consistent Money

There are times in all of our lives where we just tend to need more money. We’ve all been there, right? It just seems as though those bills that need to be paid just come out of nowhere and can start stacking up.

And when the world feels like it’s spinning, don’t forget that side hustles are a legit way to earn extra cash. It may take a bit of getting used to when it comes to doing side hustles but overall, they can be a great way to get more money in your pocket so that you can pay your bills or buy the items that you need. 

Finally, Be Your Own Boss

Take the FREE workshop from Bookkeepers.com and find out exactly how you can start your very own Digital Bookkeeping Business

17 Ways To Get $20 Now!

There’s also the fact that many people do side hustles starting out but easily find that they can then transition them into full-time employment as well. This doesn’t mean that taking surveys is going to earn you a full-time income, but it does mean that you can get a taste of how earning money online isn’t difficult to then launch and move on to other avenues of income as well.

Side hustles are great money earners, but they can be scaled in many ways to earn a lot more money, too. 

Related: 29 Awesome Side Hustle Ideas To Make Extra Money

Use ‘Earnin’ For Emergency Cash

Sometimes, life happens. And what this means is that there are moments in our lives where we might need some emergency cash. Instead of stressing out about how you’re going to pay your bills or what you’re going to do for money, you can download the Earnin app and get access to cash right when you need it. 

Don’t think of this as a loan…think of it more as a way to have access to your own money, just on a different cycle than your paychecks. 

The way that Earnin works is that you can “borrow” money to pay your bills, without having to worry about hefty interest fees or overdraft charges from your bank. And then once you get paid by your job, you can replenish the money, and everything is good and back to normal. Talk about a simple way to get $20 fast, right? 

Think of this option as a way to get emergency cash so that you don’t have to go without. This isn’t meant to be used as a personal line of credit but more as a way to cover your bills during the month while you’re waiting for your paycheck to clear the bank. Say “no” to late fees or high-interest rates just to be able to borrow money and try this instead. 

Final Thoughts On How To Earn $20 Fast

I’m a big fan of having multiple income streams. The more ways that you can earn and save money, the better. That being said, be certain that you’re doing the ones that are worth your time and effort.

I often find that many of these money-making options are so simple that I can multitask and do them at night while I’m binging on Netflix or while I’m lying in bed at night right before bed.

The main thing to remember though is that your time is worth money. If you try out any of these online options and they don’t seem worth it, skip it and try another one instead. With so many great options, you’re not going to have to be forced into sticking with just one. In fact, you can easily work your way through the list and pick and choose the ones that work best. 

Try to tie in the fact that some of these offer fun surveys and games as well and see just how fast you can earn extra money. With minimal effort, you might be able to put a nice little stash of money or gift cards aside for a rainy day fund! 


Is it hard to make extra money on the side with a full-time job?

This is going to depend on the person. The great part about a side hustle is that you can do it in your spare time. This is especially true for a side hustle that you’re able to do online.
The world as we know it is forever changed by technology so earning money on the side in addition to a full-time job is something that is totally doable. It all just depends on how much extra time you want to spend earning money in addition to your full-time job. 
The great part about a side hustle is that you can easily take on odd and end jobs as you see fit. This means that you ultimately control the amount of money that you can earn, just by adding on a few side hustles here and there. 

Are gift cards as good as earning cash online?

Again, this just depends on what you need. Since the internet can be used now to basically buy everything, gift cards really are quite handy. This is especially true when you get cash out any of these rewards and points for a gift card that is a Visa or Mastercard option because those types of gift cards can be used literally everywhere and at most stores, and even used to log in online and pay bills! 

How To Get $20 Now!

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